Newsletter 28 – April 2010

 

Let’s get this wretched system changed

First point - Grants.   Isitfair’s statistics expert calculates that the Government funds around 51% of Local Authority spending (excluding Education, see note).  But it is important to recognise that this figure is the “average”, and that some have to fund a much greater proportion of Local Authority spending through Council Tax than do others.  In other words, the grant distribution is very wrong.  Over the years the grant for many councils especially the Shires (and indeed some Unitaries) has shrunk to very meagre levels.  My council receives one of the lowest grants in the country, and after the direct grant is handed over to schools, the Government provides only 22% of the money needed for other services; the rest has to come from Council Tax.  If this County Council received the same Government grant as some other councils, we would not need to pay any council tax whatsoever.  In fact, it is rumoured we might even get a dividend!!  Other Shire counties are in much the same boat as mine, and many have their fair share of poverty stricken areas.  Everyone who lives in a Shire county is not rich!  Of course we are aware that there are areas of the country which, for one reason or another, need extra help, of course there are and of course they should receive it, but this policy on grants appears to have lost sight of all reason.

 

Note:  The Government says that they fund councils to the tune of 75%, BUT this figure is very misleading since it treats Education spending as Local Authority spending. In reality, Local Authorities do little more than manage Education expenditure as agents of Central Government. It cannot be diverted to other uses. It would therefore seem to be more appropriate to exclude educational spending from these calculations, and indeed that is what happens in many of the pages of figures put out by government which allow a better comparison of grants over the country.

 

Second point:  The council tax bands are here because of the flawed banding system installed in 1992.  If this Government had any intention to change the system, they have had nearly 13 years to do so.  Of course they will not change it, it suits them very well.  Voters in their heartlands are paying hundreds of pounds less council tax than others - and often enjoy more in the way of services.  My little two bedroom house falls into band E, move it into a Labour heartland and it will probably fall into a band B.  I am a pensioner.  I draw the same state pension as any other pensioner across the country.  My husband receives an army pension.  I reckon that those two pensions put us in the same league as many other pensioners - but over £1,700 is taken from us in council tax.  Financially we are worse off just because we happen to live in an area of the country that does not vote for this Government.

 

The Conservatives may well have introduced this infamous tax, but this Government has exploited it and will continue to do so.

 

These points need to be addressed.  There is an election just around the corner.  The political parties must be made to admit that the system needs an urgent overhaul. 

 

We must all take every opportunity whether it is on our doorsteps when confronting a candidate, or at party political meetings or anywhere else, to draw attention to the flaws in the council tax system.  The lack of participation at recent House of Commons debates on local government finance does not give us confidence that our current politicians – with a few notable exceptions - attach much importance to the subject.

 

They want our vote. Let’s make them listen. Let’s give them stick!!

 

 

 

Personal impact of Council Tax (from a long term supporter of Isitfair)

 

The impact of council tax varies from individual to individual.  The rich don’t care and those totally dependent on the state don’t pay.  The group that has been hardest hit are those on modest incomes, well below the average, who have prudently saved (perhaps foolishly) and now find themselves squeezed dry by unfair, out-of-control council tax (and forced to use their savings to ‘get by’).

 

There are stories of those who thought they had made provision for a modest retirement only to find their plans undermined by council tax demands which have risen three times faster than inflation.  These people pay their way, their bills and their taxes, but have little left over for the small pleasures of life, such as eating out.  They are angry at MPs who abuse the expenses system.  No wonder, they think, that MPs are dismissive of the council tax unfairness.  Such MPs are totally disconnected from the realities affecting ordinary people.

 

The coming election is a chance to get rid of uncaring MPs.  Make sure your needs are known and vote accordingly.

 

What could happen to Council Tax after the General Election

 

Labour

 

Labour is wedded to CT.  If they get back in again it is probable - indeed highly likely - that there will be a property revaluation.  This could be disastrous for CT payers.  Rather than push up general taxation, they will dump as much as possible onto local government and let them take the blame for the rise in CT.

 

The revaluation in Wales was trumpeted as being "revenue-neutral" i.e. the revaluation would not result in any more, or any less, CT being collected: it would just be a redistribution to make the whole thing "fairer".  What they said was that 25% of CT payers would see an increase, 25% would see a decrease and 50% would be unaffected. What actually happened was that the revaluation ALONE resulted in 9% more CT being demanded.  Only 8% of CT payers ended up paying less, but 32% ended up having to pay more.  Some had to pay a LOT more, which is why they also had to bring in a "transitional relief" scheme whereby people who were bumped up several bands were bumped up one CT band per year until they ended up in what was considered to be the correct band.  If the same revaluation exercise here in England goes the way the revaluation went in Wales (and bearing in mind this government has a record of not learning from past mistakes) the majority of us would end up out of pocket (based on our own research). Would they also introduce a "transitional relief" scheme?

 

Conservative

 

The Conservatives also are still wedded to CT.  After all, they introduced this system so it could be politically difficult for them to make any significant changes.  They have said that if they end up with a majority and form the next government, any increase in CT - provided it is not more than 2.5% - will be reimbursed from general taxation for two years - meaning that CT payers will not see an increase in their bills for two years.  They are selling this as a CT freeze for two years (which it really isn't) but - what happens in the third year?  Will we see an increase in CT of 5% (actually 5.0625% compounded) - plus whatever the councils think they can get away with in year three?  Furthermore - unless we have missed it - the Conservatives have said nothing about how the 2.5% will be calculated, but we understand that this "freeze deal" will apply to each individual precept (County Council, District Council, Police and Fire Authorities).  The Conservatives have also said they would not go ahead with a property revaluation for council tax purposes - but that they would do away with the existing capping regime.  They are in favour of the greater use of local referendums to help guide decisions.  Most importantly, they claim they will make the local government funding settlement more transparent.  Caroline Spelman has outlined more Conservative policy in her submission (see page 3).

 

Liberal Democrat

 

The Lib Dems’ current policy is to scrap Council Tax in favour of Local Income Tax, and to localise business rates and put them on a site value rating basis.  They would also introduce a “mansion tax” on homes with a value of over £2 million.  As far as we have been able to ascertain, they have not disowned their earlier policy papers which were firmly in favour – in the long term - of a land value tax on both business and domestic properties, but please see further information on this in the note on page 5.

 

Even though they have less chance of becoming the party of government, they may have some influence if there is a hung Parliament and if they cosy up to one or other of the two main parties in some cobbled-together coalition.

 

Fringe Parties

 

The fringe parties (Greens, UKIP and others - even the BNP) - could have an influence on the make up of the next parliament if it is close run thing between Labour and Conservative.

 

Town and Parish councils precepts

 

None of the parties has mentioned anything about correcting the anomaly that allows town and parish councils to increase their share of the council tax bill (their precept) by more than the cap that applies to other, higher authorities.  Being well aware that the cap does not apply to town and parish councils, a growing number of higher-level councils (County/District/Borough/City) are starting to off-load some of their non-statutory duties onto town and parish councils in their area – but keeping the money that they would have had to spend on these duties.  This

off-loading has meant that many town and parish council precepts have rocketed such that, in a growing number of cases, the amount demanded by the town/parish is as much as, or even more than, the amount demanded by the

district/borough council.

 

In a Green Paper way back in 2000, and in another document issued by the Department for Communities and Local Government in 2002, the current government has admitted that this off-loading can also lead to double taxation, in that householders can be charged twice for the same services.  Even though the current government have been aware of this possible double-taxation business for 10 years, and have issued Green Papers and other reports about it, neither they, nor any of the other parties, has said anything about putting a stop to it.

 

Late news:  Government figures released on 24 March reveal that the average Band D council tax set by local authorities in England for 2010-11 will be £1,439 compared with £1,414 in 2009-10. This equates to an average increase between 2009-10 and 2010-11 of 1.8%.  The report goes on to say that parish precepts will rise by an average of 4.8%.  Note – average!  We have heard of a number of parish precepts rising by over 10% and a few by substantially more (well over 50% in some cases).

 

We asked for their thoughts

 

Some time ago we asked the three main parties if they would write something for us on Council Tax and Local Government.  We received replies from both the Conservatives and the Liberal Democrats; the Government did not even give us the common courtesy of replying to our request.  We are very pleased to publish the thoughts of the other two main parties and hope these articles will give you some insight into their thinking.

 

Conservatives

 

Caroline Spelman MP, Shadow Secretary of State for Communities and Local Government, writes for Isitfair on Conservative plans to help bring down council tax levels:

 

“Isitfair members, along with so many others, are fed up to the back teeth of council tax being forced up to levels which are unmanageable for lots of households, particularly those on fixed incomes such as pensioners.

 

“The Conservatives are very clear about the changes we need to make so that we can bring council tax back down to manageable levels.

 

“We will freeze council tax for two years, in partnership with local councils.  The example of Scotland shows how a council tax freeze can work.  The cost of extra central support to deliver this will be met by cutting wasteful central government spending, for example, such as on advertising and consultants.

 

“We will give local residents the power to veto high council tax rises, by requiring any excessive rise by a council (or a precepting authority) to be voted on via local referendum.

 

“We will also end the practice of central bureaucracy and cost burdens being imposed on councils by central government without adequate funding.

 

“The culture of making announcements in Whitehall with council tax payers being left to pick up the bill is one of the reasons we have seen average annual rises of over 6%, way above inflation. 

 

“We will therefore implement the recommendations of the taskforce which was set up to lift these cost burdens off local government and we will re-start its work to make sure that Government departments do not repeat the mistakes of the past.

 

“Another way to reduce the upward pressure on council tax is to give councils greater flexibility over how they spend money, so that it reflects the needs and priorities of local communities rather than ticking the boxes of a one-size-fits-all inspection regime.

 

“We will abolish the Comprehensive Area Assessment inspection regime which distorts the priorities of local councils and forms part of an inspection industry which the National Audit Office estimates to cost councils £2billion a year.

 

“We will also give you bold new powers to scrutinise and challenge the way council tax is being spent so that your money is spent as efficiently as possible in conjunction with other public money being spent locally.  We will require councils to publish online all expenditure over £500, this system already operate in London where Mayor Boris Johnson has insisted the Greater London Authority publish all spending over £1000.  This principle should apply to the pay deals for senior town hall staff as well, so we will require local authorities to publish information about the salaries of senior town hall staff including pensions, benefits and severance packages.

 

“To help councils meet the demands of providing services for a growing population, we will match fund the additional council tax raised by each council for each new house built for a period of six years after that house is built.  In simple terms this will mean that councils will get an automatic six-year, 100% increase in the amount of revenue derived from each new house built in their area.

 

“In a similar way we will introduce a new Business Increase Bonus whereby councils will be able to keep the additional business rate revenue that arises from increased business activity in their area for the following six years.

 

“These are all clear, costed and workable measures which will help bring council tax down.  Since 1997 council tax has doubled whilst frontline services like bin collections have been cut.  We can’t carry on like this.

 

“At this election it’s a straight choice between our measures for reducing council tax, or Gordon Brown’s plans for increasing it even further through an expensive and unnecessary revaluation.  When a revaluation was forced on Wales three times as many homes went up a band as went down.

 

“We will scrap Gordon Brown’s plans for a council tax revaluation and higher council tax bands in England and we will abolish council tax inspectors’ rights of entry into people’s homes.”

 

Note:  Members have expressed concern that the cost of any referendum would eventually have to be borne by the council tax payer.

 

Liberal Democrats

 

From the office of Julia Goldsworthy, Shadow Secretary of State for Communities & Local Government:

 

“Council tax is the most unpopular, unfair tax in Britain today.  That's why the Liberal Democrats are committed to scrapping it, as part of a wider reform of local government finance.

 

“The council tax needs to be scrapped, because it is a deeply regressive tax that leaves the poorest households paying almost 3 times more of their income than the richest.  It needs to be scrapped because the council tax benefit system has such poor levels of take-up, meaning millions entitled to support do not claim it.  And it needs to be scrapped because annual above inflation increases are the norm, making the tax increasingly unaffordable for those on low and fixed incomes.

 

“Councils are doing their best with this unfair taxation system, but the existing system of local government finance will be tested to breaking point in the years ahead, as spending cuts kick in.  Central government grants are likely to be cut back, placing even greater pressures only local authorities.  It is more than likely that many council taxpayers will see services being cut while council tax bills spiral ever higher in the years ahead.

“This is why we urgently need an alternative to the current system.

 

“As part of a wider reform of local government finance, the Liberal Democrats want to replace council tax with a fairer system of local income tax, based on ability to pay.  A local income tax would be run through the existing HMRC income tax mechanism, saving hundreds of millions of pounds by abolishing the hugely bureaucratic and inefficient council tax collection administration.

 

“Starting in the second year of a Parliament, we would invite interested councils to come forward to take part in pilots, before looking to roll out the scheme more widely.

 

“Under a system of local income tax we would continue to give the £3 billion councils currently get in council tax benefit, but provide it as a grant instead.  Local authorities would be free to set their own rates, reflecting their spending priorities.  Central government grants would continue to local authorities, as part of an equalisation process, but unlike the current set-up, they would better reflect the needs of the area and the income tax base of the authority.

 

“Britain has one of the most centralised taxation systems in the world, with around 95% of taxation raised by central government.  By contrast local government only raises about a quarter of the money it spends from the area it serves.

 

“The current set-up imposes ring-fencing and gearing that makes it impossible for councils to focus on their own priorities. Local government should be raising a far larger proportion of what it spends. Reversing the current gearing system could be started by localising business rates, which could be implemented more quickly than introducing local income tax.  Not only would this help create more flexibility in the funding system, but it would also ensure that people can see a clear link between the taxes they pay locally, and the services they receive in return.”

 

Note:  This Newsletter has been delayed whilst we sought clarification from the Liberal Democrats on their previously stated policy on Land Value Taxation.  The situation, as stated earlier, is that we have so far received nothing from them which totally satisfies us that this policy has been abandoned altogether.  They have not confirmed that their Policy Papers 75 and 81 are now defunct.  This is what they said in an email dated 8 March 2010: “Our current policy is to scrap Council Tax in favour of Local Income Tax, and to localise business rates and put them on a site value rating basis. The LVT point is not being taken forward into the General Election.”

 

Allowances/Expenses

 

Recent revelations in the national press have made us aware of just how hungry for money and power our MPs are, and, although in my opinion not stringent enough, some effort has been put into righting the situation.  Their attention now must be focused on local government and the amount of money being extracted via councillors’ allowances and expenses.  Have you any idea just how much your local councillors take out of the pot each year? We thought we had – but each time we look into this, another and another allowance appears.  Trying to find out the exact figures is just like finding your way through labyrinth.  We are told that the Regional Assemblies have gone, but how many quangoes have replaced them?  How many fresh allowances have come to light?  The Local Government Association’s website reveals a maze of committees and boards, many of which provide a little more money in the councillors’ pockets.  Last year, a survey of nine counties in the South and West of the country showed that councillors (in County, District and Unitary councils) were costing us nearly £39 million pounds in allowances and expenses.  That is just the councils; we have not attempted to include payments to councillors from, for example, Police and Fire Authorities, or regional development boards.  So do we have too many councillors?  Are they truly open about all the allowances received?  They will say that they are.  You can go to your town or county hall and look at the records.  All councils are obliged to publish details annually of how much they pay to each councillor, but of course this does not include information about their councillors’ appointments on other councils and public bodies.  We believe that all councillors should be required to list all these appointments, allowances and expenses, altogether, in one easily accessible place.  Bravely one or two councils have put them on the web – but even then they only tell you which committees but not what remuneration is paid.

 

Court Cases

 

As you will know, Cyril Martin has been involved in a dispute with the Valuation Office regarding the banding of his home.  His MP Oliver Letwin became involved and eventually the Valuation office agreed to visit his address.  Cyril has since heard that they insist on leaving his house in Band D.  He tells me that he will continue to push for his house to be put into a lower band.

 

 

 

Taking the rise out of Council Tax by Chris Wheal of Daily Finance on 23 Jan 2010

 

(Chris Wheal has kindly given Isitfair permission to reproduce this article.  If you want to use it or any part of it, you must give credit to Chris Wheal and Daily Finance.)

 

Councillors are meeting in the next few weeks to finalise how much our Council Tax bills will be for the coming year.  Make no mistake they will rise.  The Chancellor buried in his pre-budget report his intention to raise an extra £1bn from council tax next year.

 

Bigger bills will help make council tax appear a more efficient tax.  But really it is a horrendously expensive tax to collect.  Ten years ago, when I last asked for the info, it cost £309m to collect £10.9bn in council tax in England alone.  It also cost £216m to pay out £1.9bn in benefits.  The latest comparable figures are £339m to collect £20.9bn in council tax and £268m to pay out £4.2bn in council tax benefits. To read more, see

http://www.dailyfinance.co.uk/2010/01/23/taking-the-rise-out-of-council-tax/

 

And Lastly…

 

Well, by the time the next newsletter is published, we may well have a change in Government.  Although the time is drawing close to a General Election, none of the parties are really grasping the nettle and announcing much on the future of council tax.  As one member of Isitfair said “The party which promises to get rid of this tax in the first session of the new Parliament will get my vote”.   I don’t trust any of them to keep that sort of promise.  Remember what this Government said?  “Within the first term in office we will restore the link between pensions and earnings”.  They lied.

 

We had hoped to bring you something from the Mayor of Doncaster, but due to pressure of work and press coverage, he has been unable to complete his article.  We hope to have something in our next newsletter.

 

Yours in the cause

 

Christine

 

 

 

 

 

 

 

 

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